What would you do in a fire or natural disaster?

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The U.S. Fire Administration estimates that 20,000 homes burn down each year in America. Also, other homes are lost by natural disasters such as tornadoes and hurricanes. If something happened to your house, would you know what’s in it?

The Insurance Information Institute suggests that everyone should do a survey of all home contents, whether you’re renting an apartment, living in a single family home or a townhome. Everything counts when you’re doing a home inventory. Make sure you include all items of value, from large kitchen appliances to jewelry to furniture and toys.

Organization is the best way to know what you have. Compile all serial numbers, receipts and photographs of home contents and place in multiple safe places such a bank safety deposit box, a fire-proof safe or at your office. Insurance claims will be processed faster if you have a proof of home items and their value.

A great time to do this is when your family moves to a new home .When you’re packing items into boxes, make an inventory of each room’s contents. An easy way to do this is by listing items as you pack them or video record items.

If you’re searching for a new home, be sure to visit one of Monte Hewett’s many communities in the Atlanta area. Monte Hewett (http://www.montehewetthomes.com) builds quality EarthCraft single-family homes, townhomes and mixed-use developments. Regardless of where you live, record the contents of your house. A little work now could save your family a lot of time and heartache in the future if something happens to your house.

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